NBFC Compliances
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Our NBFC compliance advisory offers more than just statutory support—we provide strategic and operational guidance to ensure full regulatory alignment. From internal controls, loan documentation, and credit policies to RBI governance structures, KYC/AML procedures, and digital reporting, we help streamline your operations. We also support real-time compliance tracking and inspection readiness, serving as your trusted partner for sustained and compliant growth.
We provide end-to-end advisory services to ensure adherence to the Prevention of Money Laundering Act (PMLA), 2002 and related RBI Master Directions. Our offerings include drafting and implementation of AML policies, risk-based client categorization, transaction monitoring systems, STR reporting, and KYC framework setup. We help regulated entities establish internal controls, conduct staff training, and ensure timely reporting to the Financial Intelligence Unit (FIU-IND).
We offer end-to-end assistance for registration and compliance with Credit Information Companies (CICs). Our services include preparation and filing of registration applications with RBI, setting up systems for periodic data submission to CICs, and providing guidance on obtaining and interpreting credit reports. We ensure that your processes align with regulatory requirements and enable smooth integration with credit bureaus.
We offer comprehensive assistance in preparing and filing all statutory returns required to be submitted by NBFCs on various RBI portals such as COSMOS, CIMS, and CIC. Our services include timely and accurate submission of returns like DNBS 01, DNBS 02, DNBS 4A, DNBS 4B CRILC, ALM, DNBS-10, CTR, and others as applicable. We ensure data is validated, mapped correctly as per RBI formats, and aligned with your financials and operational records. With continuous updates on regulatory changes and robust tracking systems, we help NBFCs stay fully compliant, avoid penalties, and maintain a smooth regulatory interface with the Reserve Bank of India.
Effective loan book management is key to a lender’s sustainability and profitability. We help manage portfolios in line with RBI norms through strong credit appraisal systems, asset classification (Standard, SMA, NPA), ECL frameworks, and repayment tracking. Our support also covers disbursement, documentation, recovery, and MIS reporting to ensure control, compliance, and risk mitigation across the loan lifecycle.
We offer comprehensive due diligence aligned with RBI norms for NBFCs, Banks, and other regulated entities. Our services include borrower checks, KYC/AML verification, UBO identification, credit assessment, and Fair Practices Code compliance. We also help establish due diligence frameworks and risk protocols. Whether onboarding clients, acquiring portfolios, or entering co-lending deals, we ensure regulatory compliance and risk mitigation.
We assist financial institutions in CKYC and CERSAI registration, onboarding, and ongoing compliance. Our services include entity registration with the Central KYC Registry and CERSAI portal, integration of KYC processes with CKYC requirements, and regular data uploads in the prescribed format. We also help ensure accurate reporting of security interests and KYC records, maintaining compliance with RBI and UIDAI norms while minimizing operational risks.